San Diego Auto Insurance Quote

Drivers in California are required by law to have car insurance. If you don’t have car insurance, you may be fined and/or have your vehicle registration suspended. If you continue to drive your car after the registration has been suspended, then you may be cited (get a traffic ticket), have your car impounded, and/or be personally liable for damages during a car accident. For the most part, it is best for you to get auto insurance so you don’t get yourself into deeper and deeper trouble. At KM Insurance Services, we are committed to giving you a San Diego Auto insurance quote that is competitive and accurate.

Auto Insurance: How Much Do I Need?

In California, you need to carry a minimum liability insurance of:

  • $15,000 for injury/death to one person.
  • $30,000 for injury/death to more than one person.
  • $5,000 for damage to property.

However, this is the absolute minimum. For most people, you will want better protection and a good rule of thumb is to have liability insurance of $100,000 per person and $300,000 per accident. Some people recommend that your insurance should cover twice your personal assets. This means if you own a house worth $500,000, then you should have 1 million in liability insurance. Not everyone can afford this, but you should at least have the minimum and a bit more, if possible.

The key is that you want to have enough insurance so you will have sufficient protection in case of an accident. This means having enough insurance to pay for the damages caused to the other driver and their car; as well as paying for the damages for yourself and your own car.

Get a San Diego Auto Insurance Quote:

KM Insurance has been in business since 1978 and during this time, we have established relationships with over 20 insurance carriers. Being able to work with many providers allows us to find the best San Diego auto insurance quote for you. Not everyone is the same and a cookie-cutter auto insurance plans may not work for you. Our customized approach will give you the protection you need and save you money. Contact us today by Email or by telephone at: (619) 667-2880.